Mobile Banking is a guild perk active ability that allows temporary guild bank access at any location. Guild members present may use the summoned "Guild Chest" unless they still have neutral guild reputation, preventing newcomers from taking immediate advantage but allowing most members to use it. Access to the chest is not restricted by the ability's one hour cooldown, so it is possible to use another guild member's chest after the first one expires.
- Patch 6.0.2 (2014-10-14): Guild level system removed; this perk is now granted to all guilds (instead of those at level 11).
- Patch 4.0.3a (2010-11-23): Added